Travel Insurance:

Travel Insurance is one very important requirement that I’m sure is not on most of our must-have items list. Did you know? It is a general practice abroad to not consider stepping out for a vacation unless they have travel insurance in the place first.

According to a latest survey as many as five million Indians traveled overseas and the figure Tripled the following year. Indians have been ranked the 6th biggest spenders on overseas hotels around the world. Not every overseas travel gets insured with Travel Insurance. While for certain countries, an Insurance is mandatory for visa application.

Save yourself from undue circumstances:

Financial problems, unexpected situations and other hassle may arise when you are traveling. It can be a medical emergency, an accident, flight cancellation, loss of baggage/passport or any uncertainty that you had never expected. A travel insurance Policy ensures your safety and security against all situations. You can enjoy your peace of mind as you travel.

Can I get treated for an illness I already have?

Most travel insurance plans don’t cover pre-existing conditions. Yes, travel insurance is there for you if you get sick on your journey. If you need medication for a pre-existing chronic disease or a medical condition which you were aware of before you bought the policy, you could be out of luck. Similarly, if you get sick during one policy and then you extend it or start a new policy; most insurance companies won’t cover it under your new policy.

Remember, How Important it is to get a Travel Insurance:

Paying for a insurance premium is one of those things you pay for in the hopes you never need to use it. But it’s so important that if you can afford to travel you must buy a travel insurance just to make sure you don’t face any difficulty. It’s that simple.
Let’s face it. You don’t hesitate at purchasing car insurance when you buy a car, or house and contents insurance when you buy a home. So why not travel insurance?